Services

At Josh Financial Services apart from providing home loans, we provide the following services:

      » Refinance
     » Loan Consolidation

Refinance

If you already have a mortgage, you may want to switch to a different mortgage product with the same lender (or a different lender) to get a better deal. This may save you money, and it may be possible to arrange temporary or long term changes such as changing the term of your mortgage or making extra repayments.

Click here   to visit Frequently asked questions on Refinance.

Loan Consolidation

The Loan Consolidation is designed to assist you with managing your debt. It is used to roll existing debt such as the car and boat loan, and credit card debt into your home loan  If you have several different loan payments and wish to make just one payment, you may apply for a Loan Consolidation. With loan consolidation, your lender combines your existing loans into a new single loan. You will be able to reduce interest rates and lower your monthly payments.

You save money on interest rates and fees & charges e.g. you have a personal loan and home loan. The interest rate on the personal loan is usually around 10-12% and by combining your personal loan and home loan you can save on interest. Another example is you have investment loan and home loan, and pay fees on both we can arrange loan package form a lender and pay lower fees.

Click here  to visit Frequently asked questions on Loan Consolidation